South Puget Sound Habitat offers eligible and qualified buyers the opportunity to own your own home.

Homeownership can mean having a safe, stable place to live and grow. No more rent increases, school changes, or searching for a decent place to rent.

Affordable Homeownership

South Puget Sound Habitat for Humanity creates affordable homeownership opportunities for qualified homebuyers. Once accepted into the program, homebuyers prepare for homeownership through education classes, guidance meetings, and by helping to build their homes alongside volunteers, construction professionals, and their future neighbors. At the end of the program, homebuyers purchase their new, energy efficient homes with an affordable mortgage.

Applications will open mid-2025.

The application process is based on the progress of home construction. We expect the next application cycle to start mid-2025.

Program Eligibility

Your household income and size must meet the annual income guidelines. To be eligible for our application process, your total household income must be between 50% and 80% of the area median income (AMI).

Household income guidelines are set by the United States Department of Housing and Urban Development (HUD) and updated each year.

Each applicant and co-applicant must live or work in Thurston County for at least twelve (12) consecutive months at the date of the application.

Once qualified, each applicant will partner throughout the homebuying process, participate in homebuyer education, and complete volunteer hours.

All applicants must be able to qualify for a home mortgage for up to (33%) of their gross income.

Within the second stage of our application process, you will be required to speak with a lender to get a pre-approval for a home loan.

Homeownership Education

In addition to classes future homebuyers, we also offer education programs to the general public.

What are we building now?

Tumwater – Tâlíčn Townhomes

Near the Tumwater Regional Airport, the Tâlíčn development has 3 and 4-bedroom 2-story townhomes. The next application phase for these homes will start mid-2025.

Yelm – Townhomes and Bungalows

In the heart of Yelm, this property will have 1 and 2-bedroom, 1-story bungalows as well as 3 and 4-bedroom, 2-story townhomes (modeled after our Tâlíčn development). The next application phase for these homes will start mid-2025.

Olympia – Boulevard Project

Right next to LBA Park on Boulevard Road SE in Olympia, this development will house over 100 dwellings. 1 and 2-bedroom, 1-story bungalows, 3 and 4-bedroom, 3-story townhomes, and a 3-story complex of 1 and 2-bedroom units. The next application phase for these homes may not start until 2026, or beyond.

Already own a home and need
critical repairs?

If you are an applicant with a disability and need accommodations to access any of our services, please contact the Homeownership Program at
(360) 956-3456 x130 or [email protected].