Habitat offers eligible and qualified buyers the opportunity to own a Habitat home. This is real homeownership. Habitat homeowners own their homes, pay a monthly mortgage, pay property taxes and homeowner’s insurance, repair and maintain their homes, and most importantly, earn equity and build wealth.
Are You Ready?
Buying a home is a very important decision. For most, it is the largest purchase you will make in your life. You don’t want to jump into buying a home without carefully considering the pros and cons of homeownership.
Is buying a home is the right decision, right now?
You should take the time to do some research and learn more about homeownership. Here’s some good places to start:
Along with these resources, you may benefit from housing counseling. What is housing counseling? It is an opportunity for you to get advice from an independent and certified professional who can help you assess your financial situation, evaluate your housing options and make a plan to get you the help you might need. Housing counselors throughout the country can provide advice on buying a home; renting; defaults; foreclosures; and credit issues; often provided at little or no cost to you.
We strongly encourage you to contact a HUD-certified housing counseling agency.
Find a housing counseling agency or call 1-855-411-CFPB (2372).