Pre-application phase is now closed


Our next Pre-application phase is now closed. If you would like to be informed of upcoming pre-application phases please email [email protected] and ask to be added to our email list.

Contact our team to sign up for an orientation and learn more about our next open application phase.

Applicants Should

  • Live or work in Thurston County for a minimum of 1 year
  • Make between 30-60% of the Area Median Income (please see 2020 Area Median Income Chart)
  • Have a housing need (this can be overcrowding, cost burdensome, unsafe, unhealthy home)
  • Dependable monthly income that can be verified for the past 3 years
  • No OPEN bankruptcy filings currently or in the last 2 years
If you have any questions about your eligibility or if you are considering applying, we encourage you to reach out to our Homeownership Team they can be reached via email at [email protected] or by phone at 360-956-3456 ext 4


All applicants will undergo a credit check. If there has been a bankruptcy in your past, it needs to be discharged for at least two years and you must demonstrate improved credit since then. If you have a court judgment resulting in a fine or settlement that is still unpaid, the judgment must be paid off in full.


You must have at least three years of stable income coming into your household. We can include non-work related income such as , disability payments, Social Security, etc. as stable income if you can guarantee you will receive that income for the next three years. The minimum required income before taxes for a family should be included with in the limits listed in the 2020 Area Median Income Chart


You will be considered for a Habitat home if your present housing is not adequate, and if you are unable to obtain adequate housing through other conventional means.

Lack of adequate housing may include problems with the present structure of your home; problems with your water, electrical or sewerage service systems; problems with your heating system; hazardous substances, or failure to meet city property maintenance standards. You may also meet the need for housing qualification if you are
living in an overcrowded or un-affordable situation. If you are living in transitional or subsidized housing, such as Section 8, you may qualify. Though your Section 8 voucher will not apply to your mortgage, we will make sure your payments do not exceed 30% of your income, which is similar to how Section 8 vouchers work.



We highly encourage applicants to review our website and attend an orientation prior to applying to the program.

Questions can be directed to our housing team

by phone 360-956-3456 ext. 4 and/or ext.5  or by email at [email protected]